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Free NiyoX Digital Bank Account | Zero Savings Account

NiyoX Referral Code

NiyoX Referral Code: Open free zero savings digital bank account in one minute and earn assured up to ₹200 cashback rewards and also get a free premium visa debit card.

No charges are included for opening Niyox Equitas digital bank account and you can open in a few minutes is fast, efficient, 100% paperless and can be done from wherever you are. 

NiyoX bank is in partnership with Equitas small finance bank. You get 0 balance savings account, 0% commission on mutual funds and 7% interest per annum on your savings.

Banking with Niyox is quick, simple, and easy. Your money is always available for you and is kept secure in your Equitas small finance bank account.

Signup and create free zero savings Niyox digital bank account from the Niyox Equitas referral link given below, load some amount of ₹1000 and earn up to ₹200 for free. 

Niyo Equitas Savings Bank account is a “ZERO” balance account i.e., there is no requirement of maintaining a specified monthly balance.

How To Open Niyox Digital Bank Account?

1) Tap on the button given below and download the Niyox digital bank app.

2) Download the app, open it and then tap on the get started button.

3) Enter your Aadhar card linked mobile number and verify with the OTP.

NiyoX Bank Account Opening

4) Select and verify your email id with the OTP and proceed to the next step.

5) Tap on start Niyox money account creation button and agree to the T&Cs.

NiyoX Bank Referral Code

6) Enter your PAN card number, proceed and then again agree to the terms.

NiyoX Bank Referral Code

7) Now enter your Aadhar card number and verify with the aadhar linked OTP.

NiyoX Equitas Bank Account

8) Your details will be fetched automatically or else add the details manually.

NiyoX Refer Code

9) Enter your professional details: Your occupation and annual income

NiyoX Refer Code

10) Enter your personal details, select marital status and proceed to next step.

NiyoX Bank Refer Code

11) Now continue with the selected communication address or add a new one.

NiyoX Referral Code

12) Add the nominee details or you can skip it. Done! your account is ready.

13) If you want VISA platinum debit card then tap on ‘order’ otherwise skip it.

NiyoX Zero Balance Savings Account

14) Just load minimum ₹1000 in your Niyox bank account and get up t0 ₹200.

NiyoX Digital Bank Account Benefits

Instant 100% paperless account opening in less than 100 seconds

NiyoX aims to simplify digital banking in India through a quick and seamless online onboarding process.

All you need is your PAN, Aadhaar card linked with your mobile number to open your savings account online on the Niyox app effortlessly in less than 100 seconds.

2-in-1 Savings + Wealth account

NiyoX offers a 2-in-1 savings and wealth management account to take charge of your finances.

Usually, getting KYC done is a cumbersome process, but with the integrated NiyoX app, one e-KYC completion applies to both your savings and wealth accounts.

7% interest rate

NiyoX comes with the industry-best interest rate, get 7% interest per annum on your savings.

This yields constant growth to your savings. The interest is calculated on the daily end-of-the-day balance and credited to your account on a quarterly basis.

Zero balance account

NiyoX offers a zero balance account with no strings attached. There are no charges for not maintaining a balance in your savings account at any point in time.

Virtual and physical debit cards

Virtual: A handy instant virtual VISA classic debit card that can be used for all your online transactions as soon as you open your digital savings account with partial KYC.

Physical: Soon after opening your account, you can order a physical VISA platinum debit card. This card can be used for all POS, ATM, and E-commerce transactions.

You can pick from a selection of cool card designs, whichever catches your fancy. The card gets delivered to you as soon as you complete your biometric KYC.

Safe and secure

Neo-banking is a newer concept for many and with all things new with digital banking in India, safety and security are major concerns for users.

Not to worry, NiyoX has you covered. You can rest assured that your account is secured with insurance coverage of up to ₹5 lakhs from the RBI.

Your account sits tight on highly secure servers with strong encryption and constant monitoring round the clock. 

Exclusive offers and rewards

NiyoX app has a wide range of exclusive offers within the app for great savings on your online purchases, F&B orders, and many more.

While you grow your wealth with the NiyoX digital savings account, you can also earn Equinox Reward Points for fund transfers as well as POS and ECOM purchases made using your card.

These points can be later redeemed for exclusive merchandise.

NiyoX Referral Program

Sharing is caring! Spread the joy of digital banking, and refer your family and friends to NiyoX and earn attractive rewards for yourself and your friends.